Yogita Pradhan

Background

Yogita Pradhan holds a Master of Science in Investment Finance from the University of North Carolina Wilmington and a Bachelor of Science in International Business and Entrepreneurship from the University of North Carolina Greensboro. Her professional journey spans more than six years across sustainable business operations, health insurance, and the banking industry, where she has developed a strong foundation in financial strategy, customer relationship management, and operational efficiency.

Pradhan’s experience includes roles in banking, financial management, and entrepreneurship. These roles have fueled her passion for applying financial knowledge to enhance profitability, streamline operations, and deliver tailored financial solutions. From identifying cost-saving opportunities in retail and service environments to managing cash flow and advising customers, she is committed to promoting financial literacy, encouraging sound decision-making, and supporting long-term economic growth within organizations.

Currently, Pradhan is a business owner actively engaged in all aspects of operations—from daily management to long-term strategic planning. She is dedicated to delivering stable, high-quality service to customers while fostering a supportive and inclusive environment for her employees. Her approach emphasizes fairness, innovation, and community impact, with a focus on growing her business responsibly and ethically.

In addition to her professional work, Pradhan volunteers at Jamestown Middle School, where she supports the Science Club by guiding students through hands-on experiments. She also founded a Finance Club to teach young students the basics of money management, saving, and financial literacy—reflecting her commitment to empowering the next generation with both critical and practical skills.

Her decision to pursue a Doctorate in Business Administration (DBA) at UNC Charlotte is driven by a desire to bridge theory and practice in the areas of corporate finance and financial strategy. She is drawn to the program’s emphasis on practitioner scholarship and collaborative learning, and she aspires to become a leadership change agent and finance scholar.

Research Interest

Pradhan’s research interests focus on how financial practices and strategies can be used as tools for economic empowerment and organizational growth. Specifically, she aims to explore how principles such as risk management, capital deployment, and financial innovation can be applied to underserved communities and organizations to drive systemic change in financial inclusion and economic development. Through applied research, she seeks to generate insights that support policymakers, business leaders, and financial institutions in building sustainable financial systems that promote development, financial literacy, and long-term economic resilience.