Joseph is a native of the Carolinas. He received his bachelor’s of business administration (BBA) degree from Queens University of Charlotte’s McColl School of Business and his MBA from Winthrop University’s College of Business Administration.
Joseph began his professional career at CitiBank (a subsidiary of CitiGroup) as an anti-money laundering (AML) specialist. At Citi, Joseph supported functions within the firm’s know your customer (KYC) program, including case review, workflow coordination, and reporting.
In 2016, Joseph was hired into the financial crimes compliance group at U.S. Bank (a subsidiary of the Minnesota-based U.S. Bancorp). Joseph served in a variety of roles during his tenure at U.S. Bank, including as a reporting analyst, KYC customer service supervisor, due diligence risk manager leading various KYC data remediation efforts, and second-line financial crimes compliance risk manager supporting U.S. Bank’s Payment Services division.
In 2024, Joseph transitioned to the IT consulting, staffing, and professional services firm Integris Group, LLC, as a risk operations manager.
Joseph is certified in several financial crimes compliance-related specialties. He is an American Bankers Association (ABA) Certified Regulatory Compliance Manager (CRCM), a Certified Fraud Examiner (CFE), and a Certified Anti-Money Laundering Specialist (CAMS).
Joseph’s professional experience, education and certifications provide a backdrop for a unique perspective on financial crimes compliance. This has driven his research interests in ROI across compliance functions and comparing the regulatory environment and risk management framework of various financial crimes disciplines.
Joseph married his college sweetheart Stephanie in 2020 and lives in Charlotte with the family’s two cats and three rabbits. Joseph and Stephanie enjoy reading, traveling together and rewatching favorite TV shows.